Amazon Rewards Visa Signature Card* vs. Amazon Prime Rewards Visa Signature Card*
If you are an Amazon Prime member, you will want to get the Amazon Prime Rewards Visa card. The Amazon Prime Rewards Visa Signature Card earns 5% cash back in rewards at Amazon.com and Whole Foods Market with an eligible Prime membership, 2% cash back at restaurants, gas stations and drugstores and 1% on all other purchases. In addition, the Amazon Prime Rewards Visa Card may offer 10% back or more on a rotating selection of limited-time offers.. The card carries no annual fee (though you do have to pay for a Prime membership) and enjoys all of the other benefits of the Amazon Rewards Visa card.
The Amazon Prime Rewards Visa Card also offers a welcome bonus: Amazon.com gift card instantly on card approval.
Amazon Rewards Visa Signature Card* vs. Amazon Business Prime American Express Card*
If you are an Amazon Prime member using Amazon for business purchases and want to enjoy 5% rewards, consider the Amazon Prime Business American Express Card. The card earns 5% back in rewards or 90 Days Terms on eligible U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market with an eligible Prime membership. The 5% reward rate applies to the first $120,000 in purchases each calendar year. Earn 2% at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers and 1% on other purchases.
In addition, the Amazon Business Prime American Express card comes with a host of travel and insurance benefits, including:
- Baggage insurance (Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.)
- Car rental loss and damage insurance (Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.)
- Return protection (Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details.)
- No foreign transaction fee
The Amazon Business Prime American Express Card offers the following welcome bonus: Amazon.com gift card upon approval for the Amazon Business Prime American Express Card .
Amazon Rewards Visa Signature Card* vs. Citi® Double Cash Card
If you prefer a card that has a simpler rewards program, you might be interested in the Citi Double Cash Card. It offers 2% cash back on all purchases—1% when purchases are made and another 1% when they’re paid off.
Depending on how much you spend at Amazon, versus purchases at places that only earn 1% on the Amazon Rewards Visa Card, you may find that the Citi Double Cash will earn more rewards.
The Citi Double Cash earns cash back in the form of Citi ThankYou points. That makes this card a great option if you already have one of the other Citi cards that earns these points, as you can link your accounts and combine points into one pool for smoother redemptions.
